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Rejection By Bank Status Report Of JAMMU AND KASHMIR GRAMEN BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 7378 -
2 Total No of Application Rejected 2182 29.57
3 Not Viable 69 3.16
4 PMEGP Target Achieved for current year 0 0
5 Out of service area 27 1.24
6 Applicant not intrested 82 3.76
7 CIBIL Report not satisfactory 230 10.54
8 Defaulter 69 3.16
9 Unable to deposit own contribution 5 .23
10 Existing unit 156 7.15
11 Inadequate knowledge in proposed industry 16 .73
12 Activity in negative list as per PMEGP Scheme 5 .23
13 Already Govt. Employee 3 .14
14 Unable to submit Documents 839 38.45
15 Spouse PMEGP/REGP Loan availed 41 1.88
16 Applicant requested to return application 342 15.67
17 Improper application 108 4.95
18 Revised Application Submitted 64 2.93
19 Applicant willing to avail PMEGP loan from other bank 32 1.47
20 Other Reasons 0 0